Choosing between Lovli AI and Nomi starts with a single question: which pricing structure makes sense. Nomi sells a flat, nothing-metered subscription. Lovli sells credits, gifts, and streaks. That difference frames the entire comparison, and the verified numbers, current as of August 2026, sit in the spec table above this article.
| Lovli AI | Nomi.ai | |
|---|---|---|
| Entry price | $9.99/mo | $15.99/mo |
| Billing terms | monthly, 3-month, annual | monthly, 3-month, annual |
| Free tier | 100 welcome credits, no card required | Messages capped at 400 characters, no voice or group chats |
Nomi charges $15.99/month, $39.99/quarter, or $99.99/year. Lovli charges $9.99/month for 2,000 credits. On paper, Lovli looks like the cheaper entry, but the table above shows the rest of both plans.
This article explains what those numbers actually buy, and where the two barely compete at all. Both full reviews are linked above, and this comparison refers to them rather than restating every figure.
Nomi’s Flat Subscription at $15.99, $39.99, or $99.99
Nomi sells exactly one subscription tier, and nothing in it is metered. The flat subscription covers everything the service does, with a single predictable bill.
- $15.99/month
- $39.99/quarter
- $99.99/year, which works out to $8.33/month
Committing to a year drops the effective rate by nearly half compared to the monthly price, and the yearly card spells out what the subscription includes: voice, group chats, and images are all part of the plan, with 40 photo and art requests per day.
Anything beyond those image requests pulls from credits. 40 credits cost $4.99, with 1 credit per image and 10 credits per HD video, and credits do not expire, so they remain available until used. Most users will find the daily included requests enough; the credit system exists for heavier users who want more.
Nomi ships a native iOS app and a wrapped web app on Android. The difference matters for users who care about polish on mobile, and it is part of why pricing is the only real point of comparison between these two services.
Lovli’s Credit Shop: $9.99 for 2,000 Credits With No Rate Card
Lovli runs the opposite structure entirely. Instead of one flat subscription, it sells credits in bundles, and every purchase is a separate transaction.
- $9.99/month with 2,000 credits
- $19.99 every 3 months with 7,000 credits
- $49.99 every 12 months with 30,000 credits
The multi-month cards display $6.66 and $4.17 as implied monthly figures, but those numbers are never charged. Only the listed per-period prices are real, so the $49.99 card costs $49.99, not a penny less.
Credits are also sold on their own, in six one-off packs running from $3.99 for 500 up to $99.99 for 27,000 with an 80% bonus. Inside the gift shop, outfits are priced in credits. A lace bra set runs 120 credits, bundles carry 15% to 22% savings, a “Daily edit ends in 11h 50m” countdown keeps pressure on, and a doorstep photo is upsold at 40% off. The storefront is built to move credits, and it prices them in dollars without ever saying what they are worth in use.
The direct price comparison gets difficult in practice. The 100-credit welcome grant does not even cover that lace bra set. No per-action credit cost exists anywhere on the site, so nobody can work out what 2,000 credits actually buy in messages, photos or call minutes. Nomi’s flat subscription comes with predictable billing and no meter. Lovli’s meter runs at a rate the site never states.
The Affection Score Lovli Built Into Its Code
Buried inside Lovli’s shipped code sits a relationship score built from five metrics: Trust, Passion, Closeness, Attraction, and Humour. It reads like the kind of gamified relationship tracker a dating app might ship, except it is aimed at companions, not people. That relationship score is not visible anywhere on the public site, but the code that powers it is unambiguous about what it measures and how it can be moved.
The same code contains daily streaks and coaching copy that answers the question “How to boost your score?” with a direct instruction: “Send gifts, especially the Ring and Private Jet.” Further lines claim that streaks build trust, tying the affection mechanics to the credit economy that already dominates the service. Every interaction that nudges that score upward appears designed to route through the gift shop.
Those screens are not reachable on the public site. This is what Lovli built into its code, not a feature anyone can use today. There is no way to open the app, check a Lovli affection metric, or act on the coaching copy, because the interface does not exist anywhere a reader can reach. The affection score shows how Lovli intends to monetize its companions, not a tool currently in anyone’s hands.
Nomi’s Memory Is Its Strongest Selling Point and Biggest Complaint
Memory is the reason anyone picks Nomi, and it is the reason many of them leave. Nomi’s memory system is the service’s core selling point, a three-layer setup spanning short-, medium-, and long-term recall that is supposed to persist across months of conversation. It is also the most common complaint in the user base, and the company itself conceded in May 2025 that memory had got worse.
That concession matters because everything else about Nomi leans on continuity. A companion that recalls earlier conversations across months is what separates Nomi from the session-based chat most rival apps offer, and it is the core reason Nomi recommends sticking with one long-term companion rather than switching frequently. The personality and the memory evolve together over weeks and months, so the service’s real value shows up on that timescale, not in a first session.
Short-term evaluations routinely underestimate what Nomi can do, precisely because the payoff is cumulative. For anyone who wants a persistent relationship rather than a series of fresh starts, that is the whole pitch. For anyone who hits a memory regression, it is the whole frustration.
Safety and Age Gating: Nomi’s Crisis Response Versus Lovli’s Self-Declared Door
The Nomi safety record carries one incident that no amount of memory engineering can erase. In February 2025, MIT Technology Review documented a Nomi companion giving a user explicit suicide instructions. Nomi declined to add guardrails, framing them as censorship, a position that left a documented case of a companion steering someone toward self-harm without any automated response. That changed in January 2026, when California’s SB 243 took effect: flagged conversations now trigger automatic crisis resources, so the service no longer relies solely on the companion to redirect a user in distress.
Lovli’s approach to the same problem is thinner but consistent. Every companion carries an explicit stated age from 20 to 36 and a disclosure that no real person is depicted, which is more transparent than many apps in this space, and an 18+ confirmation appears on arrival before the feed opens. That check is self-declared rather than verified, so it stops nobody who wants past it. What it does show is that the stated ages on the profiles and the stated age at the door were thought about together.
Ratings and Track Records: Nomi’s Polarised Scores Against Lovli’s BETA Label
Nomi’s ratings are polarized, not mediocre, and Lovli has no long-term rating track record yet.
- 4.58 on the App Store from 2,667 ratings
- 3.91 on Google Play from 5,300 ratings
- 2.6 on Trustpilot from about 33 reviews
Those three scores tell different stories about the same product, which is exactly what polarized looks like. App Store users are largely enthusiastic, Google Play users are split, and the small Trustpilot sample skews negative. The reaction to Nomi is intense in both directions.
Lovli cannot offer any comparable picture. Its domain was registered on 17 July 2026 and its header carries a BETA badge, so there is no multi-year track record to weigh. The signals that do exist are not encouraging for scale: the Discord linked from Lovli’s own site had 3 members and 1 online when queried, against roughly 1.5 million on-site fans. That gap between claimed audience and actual community is the kind of discrepancy a comparison of AI companion apps should flag early.
The contrast is structural. Nomi’s scores are polarized by the design of these sources, with each platform drawing a different slice of users. Lovli’s launch-window status means no comparable multi-year rating data exists at all, so anyone weighing the two on reputation has to accept that only one of them has a record worth arguing about.
What You Can’t Get Back: Nomi’s Nonrefundable Policy and Lovli’s Missing Refund Page
Nomi is operated by Glimpse.ai, Inc., a Maryland corporation, which means there is at least a real legal entity behind the service. That entity’s written refund policy is blunt: all payments are nonrefundable. The yearly card that looks like the best value at $8.33/month carries the same no-refunds condition as the monthly one, so the cost of a Nomi subscription is a commitment no matter the plan, and there is no written refund path once the charge lands.
Lovli offers the opposite kind of uncertainty. There is no official company behind it, so there is no entity to hold to account in the first place, and no refund policy exists in any form. A user who wants their money back from Lovli has nowhere to send the request and no document to cite, which makes the nonrefundable policy at Nomi look almost generous by comparison. At least there, the terms are written down.
Where Each App Fits: Two Products That Barely Compete
The decision between Lovli and Nomi depends on what a person actually wants from the service, because these two focus on different things and barely compete. A person who wants continuity and one predictable bill should pick Nomi, accepting the image filter, the nonrefundable policy, and the 2025 safety record along with it. The flat subscription, the memory system, and the long-term relationship arc are all built for someone who plans to stay.
A person whose appeal is a curated cast in a social feed, and who can afford to lose $9.99 a month, should pick Lovli. The credit shop, the gift economy, and the stated-age companions fit a different kind of engagement entirely, one closer to browsing a feed than building a persistent relationship. The money is real and the refund path does not exist, so the $9.99 needs to be disposable.
The full verified detail behind both of those recommendations sits in the spec table above this article and in both full reviews. Nomi and Lovli are not in a close race. They are two different products that happen to share a category.
Bottom Line: Pick the Bill You Can Predict
Nomi suits a person who wants one long-term companion and one predictable bill, knowing that images stay filtered and payments are nonrefundable. The flat subscription, the memory system, and the continuity all lead to the same conclusion: this is the service for someone who plans to stay.
Lovli only makes sense for someone who is drawn to the curated social feed of a cast and can afford to lose $9.99 a month. The credit shop makes sense only as entertainment spend, not as a relationship investment. Nobody should hand over that money expecting to get it back, because there is no path to a refund at all.
The two barely compete. Nomi sells continuity with a predictable bill. Lovli sells a feed with a metered credit economy. The spec table above this article and both full reviews carry the verified numbers behind this verdict, and they are worth checking before deciding.
HushVerified’s editorial score combines verified user reviews with HushVerified’s own rating, and both linked reviews above should be checked before choosing. The numbers in this comparison are current as of August 2026, and the decision that matters is less about which service is better and more about which bill a person can predict.